Why You Need Health Insurance

You might find yourself asking why do I need health insurance? It’s easy to think that you can avoid getting hurt or sick but the reality is we never know what can happen from day to day.

 
why you need health insurance
 

I will be going over why it is important for you to have health insurance

Confidence for the What Ifs?

You often make health care plan decisions based on what has happened in the past. But tomorrow is a new day. What if an annual screening turns up something abnormal? What if you feel fine today but you don’t tomorrow? What if you fall and break a leg? What if…?

It Helps Protect You Financially

The cost of health care continually increases. Most people do not have money on hand to pay a $10,000 ER visit, $50,000 hospital stay, or catastrophic illnesses and accidents that can run into the $100,000s. Without insurance those costs are your responsibility. Unexpected medical bills cause 60% of all bankruptcies.

 

It Helps Keep You Healthy

Thanks to covered preventative care – regular checkups like physicals, mammograms, PSAs and other screenings – you can identify and treat problems before they become big health issues.

 

Lifestyle changes

Our fast-paced lives have influenced our lifestyle choices. Work stress, indulgence in junk food, smoking, environmental changes, etc., affect our overall health, and this could lead to conditions such as cancer, liver problem, kidney failure, mental health concerns, respiratory illnesses and so on. 

Ready to talk about your health insurance needs?